First 100 Days of Trump

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January 24th, 2017 at 6:43:10 AM permalink
Nareed
Member since: Oct 24, 2012
Threads: 332
Posts: 11750
Quote: terapined
Amazing, 3 days and the White House has lost their credibility


Can you lose something you never had?
If Trump where half as smart as he thinks he is, he'd be twice as smart as he really is.
January 24th, 2017 at 7:02:39 AM permalink
AZDuffman
Member since: Oct 24, 2012
Threads: 103
Posts: 7140
Quote: pew
"Poor" people don't buy houses. Mortgage insurance is a rip off that should kill any deal anyway. Of course a "poor" person probably doesn't know that and would sign the papers anyway.


FHA is no great deal I can tell you that. Loads of fees and pay a month of interest even for a day.

As I have said before, the government gets their money back even better than the mafia when they want to.
The man who damns money has obtained it dishonorably; the man who respects it has earned it
January 24th, 2017 at 7:27:12 AM permalink
terapined
Member since: Aug 6, 2014
Threads: 39
Posts: 3396
January 24th, 2017 at 7:35:55 AM permalink
ams288
Member since: Apr 21, 2016
Threads: 13
Posts: 2479
Quote: terapined
Is trump now putting US farms out of business


Didn't farmers support Donald bigly?

The sadistic part of me kind of enjoys this news...
In order to insult me, I must first value your opinion
January 24th, 2017 at 8:50:40 AM permalink
TheCesspit
Member since: Oct 24, 2012
Threads: 23
Posts: 1929
Quote: pew
"Poor" people don't buy houses. Mortgage insurance is a rip off that should kill any deal anyway. Of course a "poor" person probably doesn't know that and would sign the papers anyway.


Yes, mortgage insurance is me paying an insurance premium that doesn't benefit me. Only the bank.
It is said that your life flashes before your eyes just before you die.... it's called Life
January 24th, 2017 at 9:04:54 AM permalink
pew
Member since: Jan 8, 2013
Threads: 3
Posts: 830
Quote: TheCesspit
Yes, mortgage insurance is me paying an insurance premium that doesn't benefit me. Only the bank.
I would not pay it. Deal buster.
January 24th, 2017 at 9:08:14 AM permalink
pew
Member since: Jan 8, 2013
Threads: 3
Posts: 830
Quote: ams288
Didn't farmers support Donald bigly?

The sadistic part of me kind of enjoys this news...
Somebodies ox is always getting gored. Even though my plan sucks I make out great premium wise under Obamacare. That being said it needs to go and I'll have to deal with it.
January 24th, 2017 at 9:48:13 AM permalink
Dalex64
Member since: Mar 8, 2014
Threads: 2
Posts: 1973
Quote: TheCesspit
Yes, mortgage insurance is me paying an insurance premium that doesn't benefit me. Only the bank.


Another big bitch I have against PMI is that it doesn't go away automatically when you hit the target equity value. You have to realize you have hit that number, and then file to stop being charged PMI.

If I were paying it, I would be paying very close attention to those numbers. But I think a lot of people do not, and end up paying for PMI for months or even years when they don't have to.
"Everyone is entitled to his own opinion, but not to his own facts." Daniel Patrick Moynihan
January 24th, 2017 at 11:06:45 AM permalink
TheCesspit
Member since: Oct 24, 2012
Threads: 23
Posts: 1929
Quote: Dalex64
Another big bitch I have against PMI is that it doesn't go away automatically when you hit the target equity value. You have to realize you have hit that number, and then file to stop being charged PMI.

If I were paying it, I would be paying very close attention to those numbers. But I think a lot of people do not, and end up paying for PMI for months or even years when they don't have to.


I -believe- in Canada it was a single premium paid on taking out the mortgage, added to the mortgage itself, and you end up paying it over the lifetime of that mortgage, effectively.

I didn't like it, but it was that or continue renting, and I chose ownership. Currently that choice is a wash (I've done the sums) financially. I'm happier that the place I'm in is mine, and I can be there long term.
It is said that your life flashes before your eyes just before you die.... it's called Life
January 24th, 2017 at 11:16:15 AM permalink
RonC
Member since: Nov 7, 2012
Threads: 6
Posts: 566
I have a happy little idea--save enough money to pay the down payment required to avoid PMI and you avoid the need to insure your mortgage holder against you defaulting.

If you don't like it, don't put yourself in a position to pay it.

If you don't like what Trump did, write to him. Write your Congressperson and Senators. Make some noise.

Please at least do something about it along with complaining on a barely read message board!!
...While Mr. Wolf smoked opium and grinned at Mama Bear
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