The Coronavirus thread
Poll
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15 members have voted
October 14th, 2021 at 6:27:49 PM permalink | |
Gandler Member since: Aug 15, 2019 Threads: 27 Posts: 4256 |
Israel is actually a pretty good example of it working well. Their mandatory insurance plans (multiple that you can choose from, but must choose one) covers basic health care to make sure you don't die or go bankrupt if you end up in the ER with no insurance. And, then you can buy private insurance for more elective procedures. Basically how Medicare for all would work.... Israel does not have outrageous wait time or mediocre doctors. As for best Doctors in the world , that is debatable (and depends on what metric you use), many people say Germany is the best overall, but again "best Doctors" depends on your metric (number of degrees? GPA? number of patients seen per day? success rate for procedures? .....) Even if we have the best Doctors in the world, if we don't have the best (or close to it) life expectancy, have a higher rates of preventable disease, have long wait times, have massive medical debt, accessibility issues, does it really matter if we have the best doctors in the world if it does not effect our population health stats? The reality is we have the best system for the rich (particularly the ultra rich), a mediocre system for the middle class- upper middle class, and an abysmal system for the poor. And, a decent system for the ultra-poor (ironically Medicaid makes them better off - in this field- than many middle class people, sometimes even upper middle class people, because its solid coverage with minimal if any out of pocket expenses and a deductible designed based on your income not coverage) - IE its not the best system for anyone who can't afford to fly anywhere in the country to get to the hospital of their choosing when they need it... I don't buy the population narrative. Anything can be scaled. As for "lazy slobs" who want free healthcare without working. We already have Medicaid which we already pay for (I am not calling people on Medicaid lazy slobs, just using your phraseology for people who don't work and get free healthcare). The people who are hurt most by our system are working class people paying for lousy healthcare through their employer (or a private plan) and not wanting to go to the Doctor because of the copayments and deductibles. Which goes back to my point of the ultra-poor often getting better healthcare than the middle class (some cases the upper middle class if they have a bad plan).... |
October 14th, 2021 at 10:55:46 PM permalink | |
Evenbob Member since: Oct 24, 2012 Threads: 146 Posts: 25011 |
This can't. The logistics of it would be off the chart. You think they have long waiting times in Canada and in Great Britain, waiting times here would be horrendous. You would have a two-tier Healthcare System, one for the rich and one for everybody else. All the best doctors would be servicing the 10% of the population that can afford it and the rest of us would be stuck with tons of doctors who can barely speak English. The illegal immigrant equation alone would kill it dead. Not to mention the bajillion ways there are to skim and scam and rob a system like that. If you're middle class or lower and got sick you're screwed. You would go on the waiting to die list for critical treatments. It will never happen here, it would be an immediate joke just like Obamacare is a joke. If you take a risk, you may lose. If you never take a risk, you will always lose. |
October 14th, 2021 at 11:13:32 PM permalink | |
kenarman Member since: Oct 24, 2012 Threads: 14 Posts: 4511 |
In BC where we have a left wing NDP government it is illegal to ask someone about there Vaccination status other than some specific cases. Even in those cases you can not record their status without the persons written permission. "but if you make yourselves sheep, the wolves will eat you." Benjamin Franklin |
October 15th, 2021 at 8:59:08 AM permalink | |
JCW09 Member since: Aug 27, 2018 Threads: 12 Posts: 847 |
I think the Swiss plan has some merit as I understand it. I believe private insurance companies must offer a basic coverage plan at a fixed price if they want to be licensed to sell other plans to those that want more than basic coverage. I still believe the private sector is the way to handle medical insurance, but with some regulation and we need to get them incentivized to make more profits when their insureds are healthier. It seems like the actuaries of the world can figure out what an average individuals health care costs should be over their lifetimes. You make that amount plus a profit margin (like what is done with utilities) the regulated prices for insurance coverage at several levels and people have to pay that price. You chose your insurance company at age 18, when most individuals are still healthy, and that is your company for life. You legalize interstate commerce rules for medical insurance companies so moving between states doesn't mean changing companies. Now the insurance company is motivated to have their insureds have better medical outcomes than the actuaries predicted because if they do, they make more money. Kaiser seems to have taken this approach with their "Thrive" campaign. They know if they encourage healthy activity and pro active treatment and behavior, their cost of providing care over the long term goes down. Of course there needs to be the ability for insureds to make noise if they feel their carrier is "restricted care" to save money, but we have those issues already in today's system and in Canada and other national health care systems that seems to be a pervasive problem It's a concept for whatever its worth. But based on what I have been told first person by Canadians, we don't want there system here in the US unless you want to be put on a waiting list for non-emergency care like Tonsillectomies, joint replacements or other pain reducing surgeries that if delayed, won't kill you. Def. of Liar - "A Person Who Tells Lies" / "I lied. Deal with it" - ams288 |
October 15th, 2021 at 4:01:06 PM permalink | |
Gandler Member since: Aug 15, 2019 Threads: 27 Posts: 4256 |
I don't know as much about Swiss healthcare to be honest. A quick Google search makes it sound like they have something similar to Obamacare (you are required to buy private health insurance, but get a tax credit to subsidize some of the cost). Though it looks like the deductibles and copays are capped much more reasonably. https://en.wikipedia.org/wiki/Healthcare_in_Switzerland While opening up between States would be an improvement, it would not be the magic bullet that many people seem to think. I honestly have said in other posts, I think America needs to choose between two extremes: 1. Cash based healthcare, with insurance only for catastrophic illness (like car insurance, you don't expect your insurance to pay for an oil change and tire rotation, but its there if you get in a wreck). 2. Or single payer where there is a centralized plan. This would allow a single negatior to hold a lot of power (Medicare already has a ton of power in this regard, one of the few Insurance plans that do, because of their scope, a small local insurance policy simply does not have the time or resources to get a bunch of deals with thousands of different providers and locations). If everyone had the same primary insurance it would solve this. But, private insurance is so convoluted, that it is beyond complicated, you have to find in-network hospital (and pray they do not have contractors that are out of network). Sure, its fine for a routine DR. visit where you can call, get pre-approved, etc.... but when you are bleeding out and waiting for an ambulance, you don't have many options.... I actually like the idea of cash based healthcare (eye surgery in America is a good example of this in play), where providers have to be transparent with their prices and can tell you exactly how much a visit will be. Dental care is also a good example of this (since many pay in cash even though Dental insurance exists), its very easy to ask your Dentist, "how much for a cleaning", "how much for a filling", and they can give you an exact figure without a bunch of dodging or acting like they have no clue. Try asking your primary care Doctor this even for something routine, and he will look at you like you have three heads and say you need to speak to the billing people, and they will say they need to talk to your insurance (and if you insist on straight cash, they will look a bunch of stuff up, give you the bloated insurance price, and maybe negotiate it down if you are persistent, but there is no guarantee). Insurance is essentially a middle man, that tries to gobble up as much as they can while paying out as little as they can, its great if you have it heavily subsidized through your employer (or a government program), but if you are paying straight cash to fund a private policy, it can be a total scam. That is why I don't understand everyone's desire to keep the private insurance model, its just confusing and not user friendly. If you truly want to understand every detail of your plan you will need to sit down with a Doctor and Lawyer and even then good luck, and this is not a realistic option for 99% of Americans. Heck, even my basic auto insurance policy is a short book (and it seems like every few weeks they send out a state required amendment to some section or another to make things even more complicated), and I would be lying if I said that I read it all (and I probably read more of it than most Americans). Insurance is designed to benefit one party (and its not the customer or the provider or the mechanic, or the victim -in the case of auto-). |
October 15th, 2021 at 8:15:48 PM permalink | |
petroglyph Member since: Aug 3, 2014 Threads: 25 Posts: 6227 | NFL Cardinals team just had 4 players test positive for Covid. Every member of the team has been vaccinated. The last official act of any government is to loot the treasury. GW |
October 15th, 2021 at 8:51:08 PM permalink | |
rxwine Member since: Oct 24, 2012 Threads: 189 Posts: 18762 |
https://www.msn.com/en-us/news/world/flat-earth-theorist-anti-vaxxer-rob-skiba-dies-from-covid-report/ar-AAPzLKV?ocid=msedgntp You believe in an invisible god, and dismiss people who say they are trans? Really? |
October 16th, 2021 at 3:30:52 AM permalink | |
AZDuffman Member since: Oct 24, 2012 Threads: 135 Posts: 18209 |
You mean is now vaccinated, right? Because if they were how can 4 players test positive? The President is a fink. |
October 16th, 2021 at 4:05:59 AM permalink | |
Tanko Member since: Aug 15, 2019 Threads: 0 Posts: 1985 |
The vaccines may not prevent prevent infection from Delta very well, but they attenuate the effects of the disease. Unvaccinated 24 times more likely to be hospitalized. Between Jan. 8 and Feb. 17, new US daily cases fell 75% from 304,000 to 77,000, one month before the vaccines became available. They fell to 13,000 in June, when 10% of the adult population was vaccinated, then increased 1,500% to 197,000 by Sept., when 72% of the adult population was at least partially vaccinated. Hospitalizations in Sept., were 1 per 100,000 for the vaccinated, and increased to 24 per 100,000 for the unvaccinated. "Increases in COVID‐19 are unrelated to levels of vaccination across 68 countries and 2947 counties in the United States" -Study "At the country-level, there appears to be no discernable rela- tionship between percentage of population fully vaccinated and new COVID-19 cases in the last 7 days (Fig. 1). In fact, the trend line suggests a marginally positive association such that countries with higher percentage of population fully vaccinated have higher COVID-19 cases per 1 million peo- ple. Notably, Israel with over 60% of their population fully vaccinated had the highest COVID-19 cases per 1 million people in the last 7 days." - S. V. Subramanian svsubram@hsph.harvard.edu |
October 16th, 2021 at 7:13:30 AM permalink | |
rxwine Member since: Oct 24, 2012 Threads: 189 Posts: 18762 |
Have a good laugh at the unvaccinated winning more Darwin awards. You believe in an invisible god, and dismiss people who say they are trans? Really? |