Random Thought of the Day

April 20th, 2017 at 7:50:10 PM permalink
Evenbob
Member since: Oct 24, 2012
Threads: 105
Posts: 10356
Quote: Fleastiff
A pension is immune from being seized by a creditor but once those payments are paid to the beneficiary they are like any other asset of the debtor.


A pension cannot be assigned directly to
a creditor. If you have $2000 in the bank
and it's from a pension, it can be seized.
The trick is to find another way for the
pension to pay you besides a deposit to
a bank account. It could go into a 3rd
party account, maybe.
If you take a risk, you may lose. If you never take a risk, you will always lose.
April 20th, 2017 at 8:04:52 PM permalink
kenarman
Member since: Oct 24, 2012
Threads: 3
Posts: 777
Quote: Evenbob
A pension cannot be assigned directly to
a creditor. If you have $2000 in the bank
and it's from a pension, it can be seized.
The trick is to find another way for the
pension to pay you besides a deposit to
a bank account. It could go into a 3rd
party account, maybe.


Now we get to the real problem with the cashless society. If you are a creditor (even unproven) you will be homeless and living on charity and theft.
"There is no sin but ignorance" Christopher Marlow
April 22nd, 2017 at 5:18:29 PM permalink
rxwine
Member since: Oct 24, 2012
Threads: 114
Posts: 4537
My invention for saving tons of energy: a '"Cool Suit".TM (I mean if the name works, you know it's got to be a good idea!)

A body suit you wear at home that just cools your body, not your whole house. Maybe it blows a cool breeze upwards where your head sticks out.

Regardless of the cost of running the suit (through electricity) it can't be anywhere near as high as cooling the whole house.

Details are not forthcoming as there aren't any.

However if one of you makes a billion dollars from the idea, send a few bucks my way.
No one has ever proven I am not God.
April 22nd, 2017 at 6:28:14 PM permalink
petroglyph
Member since: Aug 3, 2014
Threads: 12
Posts: 1701
Quote: rxwine
Details are not forthcoming as there aren't any.
Just fill your pockets with ice.
Everyone gets thrown from the plane to maintain altitude
April 22nd, 2017 at 7:45:43 PM permalink
rxwine
Member since: Oct 24, 2012
Threads: 114
Posts: 4537
Quote: petroglyph
Just fill your pockets with ice.


Pretty sure you'd still be mostly hot with frostbite to your balls on top of it.
No one has ever proven I am not God.
April 24th, 2017 at 6:38:05 AM permalink
Nareed
Member since: Oct 24, 2012
Threads: 303
Posts: 10218
The Starbucks rewards card is really odd. You're never asked if you have one, or are offered one when you make a purchase. They are displayed at the register and nothing more.

Once you get one, everything is done through the app. but you can't just download the app and register. Weird.

Anyway, I got one. It's really a payment card, insofar as your "stars" are tied to using the card to pay (using the app).

For now it's a great deal because 1) the cappuccino in the size I usually get is discounted 30%, so it's cheaper than at cheaper places and 2) you get a drink free in your birthday month, which happens to be this month.

It's still really odd.
If Trump where half as smart as he thinks he is, he'd be twice as smart as he really is.
April 24th, 2017 at 12:11:34 PM permalink
Fleastiff
Member since: Oct 27, 2012
Threads: 47
Posts: 4135
I'm told that all those coffee shop cards/apps/etc are not so much used for their discounts but for their time saving features. You call from your cell phone a block away and its ready when you get there without even having to describe your drink selection.

All nonsense to me. I'm lucky to get Boiled Roach Coffee.
April 24th, 2017 at 12:59:03 PM permalink
rxwine
Member since: Oct 24, 2012
Threads: 114
Posts: 4537
If you don't use your card much, the balance sits in their accounts as opposed to yours. I use mine quite a bit. But I rarely have more than $20 at a time in it.
No one has ever proven I am not God.
April 24th, 2017 at 1:05:29 PM permalink
Fleastiff
Member since: Oct 27, 2012
Threads: 47
Posts: 4135
Putin's recent moves against the 'garage economy' indicates he wants to tax the giant underground economy and that means crimping its ability to function with under the table payments.
April 24th, 2017 at 1:14:18 PM permalink
Nareed
Member since: Oct 24, 2012
Threads: 303
Posts: 10218
Quote: rxwine
If you don't use your card much, the balance sits in their accounts as opposed to yours. I use mine quite a bit. But I rarely have more than $20 at a time in it.


I don't ever expect to have that much in it :)

BTW, the app locates stores, and lists rewards as well as serving as a means of payment. Why doesn't it include a menu also? That would be quite helpful.
If Trump where half as smart as he thinks he is, he'd be twice as smart as he really is.