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Random Thought of the Day
| January 19th, 2022 at 5:43:18 AM permalink | |
| Mission146 Administrator Member since: Oct 24, 2012 Threads: 23 Posts: 4147 |
It has to be the adjusters, right? The job description of insurance adjusters is basically to screw people over indiscriminately; as relates the clients, some of them just happened to be opportunists, but I should assume, many were not trying to screw anyone. "War is the remedy that our enemies have chosen..let us give them all they want." William T. Sherman |
| January 19th, 2022 at 8:20:38 AM permalink | |
| odiousgambit Member since: Oct 28, 2012 Threads: 154 Posts: 5105 | Admittedly, some of the stuff I go tsk tsk about with insurance companies is our own fault, so to speak ... present company excluded, I'd like to think Term life insurance is really pretty cheap for a young person, but the companies know what will happen is once that person gets closer to advanced age, outrage begins over the increased price of it and it gets cancelled. So they teach their representatives to sell 'whole life' instead, which makes the early payments larger than term life payments, and as the client gets older the amount of the payment need not change much. Also, the extra money in the early stages goes to savings, and these reps will highlight that it makes it an investment. But this is the problem: they are terrible investment products, paying almost no interest at all in the best of times. I suppose for some people they would never invest otherwise, so I guess there's that. I'm Still Standing, Yeah, Yeah, Yeah [it's an old guy chant for me] |
| January 19th, 2022 at 8:58:33 AM permalink | |
| terapined Member since: Aug 6, 2014 Threads: 73 Posts: 11791 | https://www.nbcnews.com/news/amp/rcna12687 Worlds oldest man dies Why does this keep happening:-) Sometimes we live no particular way but our own - Grateful Dead "Eyes of the World" |
| January 19th, 2022 at 9:21:35 AM permalink | |
| DRich Member since: Oct 24, 2012 Threads: 51 Posts: 4967 |
Just last week I received communication from my last Term Life policy. It was a 15 year policy and expires in March. I have looked for any affordable new policies but at my age and health conditions I was looking at $1500 a month which is more than I can justify. Surprisingly, Genworth my policy holder sent me a letter stating that my policy was expiring but if I wanted to continue it the monthly premium would go up about $100. So now, an old sickly man like me will have life insurance for at least another year for only $136 a month. I couldn't believe my good fortune. At my age a Life In Prison sentence is not much of a detrrent. |
| January 19th, 2022 at 9:56:03 AM permalink | |
| rxwine Member since: Oct 24, 2012 Threads: 189 Posts: 18762 |
"Lou is like you, he's on meds too." If you haven't heard that commercial in Florida yet, you probably will sooner or later. You believe in an invisible god, and dismiss people who say they are trans? Really? |
| January 19th, 2022 at 10:06:16 AM permalink | |
| terapined Member since: Aug 6, 2014 Threads: 73 Posts: 11791 |
I don't have a life policy What good is it gonna do me Sometimes we live no particular way but our own - Grateful Dead "Eyes of the World" |
| January 19th, 2022 at 10:21:35 AM permalink | |
| Mission146 Administrator Member since: Oct 24, 2012 Threads: 23 Posts: 4147 |
On that note, why isn't it called, "Death insurance?" Old joke, I take no credit. "War is the remedy that our enemies have chosen..let us give them all they want." William T. Sherman |
| January 19th, 2022 at 10:38:55 AM permalink | |
| rxwine Member since: Oct 24, 2012 Threads: 189 Posts: 18762 |
That's what people pay loan sharks to avoid. You believe in an invisible god, and dismiss people who say they are trans? Really? |
| January 19th, 2022 at 12:08:13 PM permalink | |
| missedhervee Member since: Apr 23, 2021 Threads: 96 Posts: 3100 |
A P.I. attorney could always bypass the adjusters by filing suit and actively litigating but that just interjected what were typically even more unpleasant individuals into the situation, i.e. insurance defense attorneys. Couple that to the frustration I often felt about my client's lying about the severity of their injuries in the hopes of getting more money. A wicked game. |
| February 3rd, 2022 at 6:59:35 AM permalink | |
| rxwine Member since: Oct 24, 2012 Threads: 189 Posts: 18762 | Upcoming Olympics in China looks like an episode of Squid Game. All these officials walking around in hazmat suits vs. the Olympians /competitors. You believe in an invisible god, and dismiss people who say they are trans? Really? |