The Epic Rant Thread

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October 26th, 2016 at 2:36:32 PM permalink
Fleastiff
Member since: Oct 27, 2012
Threads: 47
Posts: 4160
Good dental insurance really does not exist.

Dental decay and migration of oral pathogens particularly with invigoration of such pathogens is "The Old Man's Prayer".... Pneumonia. Most thorax and cardio infections are oral pathogens that migrated.

With all your back country travels, don't you take vitamin C and Oil of Cloves with you? For dental pain first place is always oil of cloves, second place does not exist.

Use Food Grade hydrogen peroxide....(the H202 that you get at teh drug store is 3 percent and contains several substances NOT required to be put on the label). Dilute it properly.... down from 35 percent to the drug store level or thereabouts. (I trust you know to always add acid to water and not ever to add water to an acid). If you don't,,,, you will never forget the lesson or will your arms, hands, face and hair.

Gargle with hydrogen peroxide but try to keep it away from metal.

Good luck.

Remember: certain perfectly normal oral microbes get turned into virulent pathogens by hanging around teh mouth too long, so rinse, rinse, rinse rather than wait for insurance coverage.
October 26th, 2016 at 4:35:20 PM permalink
DRich
Member since: Oct 24, 2012
Threads: 18
Posts: 652
I need a lot of dental work and am considering going out of country for it. Dental tourism is now a thing. I think I can save about $20,000.
October 26th, 2016 at 4:46:08 PM permalink
Fleastiff
Member since: Oct 27, 2012
Threads: 47
Posts: 4160
Medical tourism in general is booming. quality of care can be high, experience is high.... In the US. insurance companies control patient flow and alot of doctors don't get experience. An internet entrepreneur who runs travel sites, retirement sites and particularly Oregon sites is also a specialist in Medical tourism.
October 26th, 2016 at 5:33:58 PM permalink
rxwine
Member since: Oct 24, 2012
Threads: 115
Posts: 4561
The couple things I've changed over the years, is now I use a prescription fluoride toothpaste at night.
- I brush longer at least 3 minutes about 2-3 times a day.
-When I brush during the day, I try to make sure I won't be eating or drinking anything for the next 30 minutes so the fluoride has some time to sit on the teeth.
No one has ever proven I am not God.
October 27th, 2016 at 2:23:13 AM permalink
odiousgambit
Member since: Oct 28, 2012
Threads: 70
Posts: 1494
Quote: Fleastiff
Good dental insurance really does not exist.
I wasn't going to 'go there' but Fleastiff has. Look, this can get insulting to say, so I hesitate to say it to someone in pain. I wasn't going to, honest, so this is Fleastiff's fault!

But think about what you tried to do, Face. You know you are going to be spending a lot of money on something, so you try to go and get insurance to cover it. You had no moments pondering if that was going to work? It's like not having car insurance, wrecking your car uncovered, then buying insurance and telling the insurance company they have to cover the accident you had before you had that insurance. Well, you know, they aren't that dumb. I pardon you because of the way Obamacare has got people viewing health insurance. There are no laws in place for the dental insurance folks that they have to cover pre-existing - one of the provisions of O-care that may eventually prove unsustainable, clear signs now emerging.

Now, am I letting the dental insurance folks off the hook? No. They sell the lousiest product and try to make all the money; why do you think the dentists won't accept it? They screw the dentists too. They allowed you to think their Cadillac plan was going to save your butt, but it was crap. I put that near the level of pulling fraudulent scams on old people.

Quote:
always add acid to water and not ever to add water to an acid

Think hot grease. Would you toss some water into smoking oil? It's the same with acid.
Mustard:You like Kipling, Miss Scarlet? Sure, I'll eat anything [from movie]
October 27th, 2016 at 4:22:09 AM permalink
Fleastiff
Member since: Oct 27, 2012
Threads: 47
Posts: 4160
Quote: odiousgambit
so this is Fleastiff's fault!
Story of my life!
October 27th, 2016 at 2:47:42 PM permalink
Face
Administrator
Member since: Oct 24, 2012
Threads: 61
Posts: 3063
Quote: odiousgambit
I wasn't going to 'go there' but Fleastiff has. Look, this can get insulting to say, so I hesitate to say it to someone in pain. I wasn't going to, honest, so this is Fleastiff's fault!


I thought I've said it before, but I'll repeat in case you or anyone else missed it. DON'T YOU DARE ROB ME OF INFO BECAUSE YOU MIGHT HURT MY PRECIOUS FEELINGS. I'm all keyed right the f#$% up, and in a moment, I'll show you what being robbed of info costs.

Quote: OG
But think about what you tried to do, Face. You know you are going to be spending a lot of money on something, so you try to go and get insurance to cover it. You had no moments pondering if that was going to work? It's like not having car insurance, wrecking your car uncovered, then buying insurance and telling the insurance company they have to cover the accident you had before you had that insurance. Well, you know, they aren't that dumb. I pardon you because of the way Obamacare has got people viewing health insurance. There are no laws in place for the dental insurance folks that they have to cover pre-existing - one of the provisions of O-care that may eventually prove unsustainable, clear signs now emerging.

Now, am I letting the dental insurance folks off the hook? No. They sell the lousiest product and try to make all the money; why do you think the dentists won't accept it? They screw the dentists too. They allowed you to think their Cadillac plan was going to save your butt, but it was crap. I put that near the level of pulling fraudulent scams on old people.


Think about it, but how? I really can't emphasize this enough - I do not know how to adult. I'm about to highlight one of the serious problems of my generation, but it all boils down to just that. How can you expect a layman to know not to mix ammonia and bleach without at least a basic understanding of chemistry? They'll just intuit it? No, they have no idea. And then they kill themselves and everything else in the house. That's exactly where I am.

See, there was no "insurance class" in school. Even in my two-parent stable upbringing, there was no "We need to talk" session about f#$%ing insurance. OK, sure, I SHOULD have the intelligence to see that insurance is a profit making endeavor, so they will aim to F#$% you over and out if / when they can, and you should expect to lose more often than not. But honestly, that never entered my head. Why would it? My entire life (just about) I've had it. And I had a little card. And I present this card to the sawbones, pay my $30, and whether it was for peering in my nose to confirm an infection or using magic to see inside me and mend a moderate fault to my infrastructure, that was the end of it. I've never had any other thing happen in my entire 35 years. Something's not right, give the man $30, and now it's better. It's all I've ever known. Has nothing to do with 'Bama or ACA or anything other than my too limited experience.

Here's a bit of fun, though, before I really uncork a screamer and while we're talking about insurance. Ye olde "Cadillac plan"? Free cleanings, free something else mundane, and $1,000 of coverage. That's what my treble cost premium done got me. After that, it's all out of pocket. So... what exactly is the MOTHERF#$%ING POINT OF INSURANCE?!

OK, I can't keep it in any longer. Firing off a ripper, be back in two jiffies...
Be bold and risk defeat, or be cautious and encourage it.
October 27th, 2016 at 3:01:04 PM permalink
Evenbob
Member since: Oct 24, 2012
Threads: 105
Posts: 10403
Quote: Face


OK, I can't keep it in any longer. Firing off a ripper


Lay off the double bean chili..
If you take a risk, you may lose. If you never take a risk, you will always lose.
October 27th, 2016 at 3:19:24 PM permalink
rxwine
Member since: Oct 24, 2012
Threads: 115
Posts: 4561
if you do decide to insure with someone, look up their name in google and see if anything interesting comes up.

Enter The name: example " Homeboy American Insurance Co
. plus search term "scam" or "fraud", or "misleading"

See what comes up before you buy

Might save you some heartache (toothache?)
No one has ever proven I am not God.
October 27th, 2016 at 4:15:59 PM permalink
Face
Administrator
Member since: Oct 24, 2012
Threads: 61
Posts: 3063
The following rant is brought to you by Face, and is directed right back into my own.

For the last two hours or so, I have been repeating the phrase "You stupid f$%^ing boy". I even got one surgeon and the Director of Care to agree with me, as I was saying it in the chair and in my planning meeting, too. "Yes, you stupid boy" says the charming, tiny little Indian surgeon, as he smiles and shakes his fist in my face. Yeah. Stupid f#$%ing boy.

I honestly did think that's exactly how it was gonna go. Neglecting my teeth was gonna cost me, but it was gonna cost me PAIN. Instead of one or two cavities, Imma have to sit there and have 3 or 4 done. Or 6. Or maybe one of those canal jobs everyone cringes about. Eek. But money? Money never once entered my head. Why would it? Hell, I'm SAVING money. Instead of paying $30 for each tooth, I'll just pay $30 and get the whole damn mouth addressed! $30 twice a year over 20 years vs $30 once every 20 years. That's over a grand! Looka how much I save! Jeepers, I so smarts.

You STUPID. F#$%ING. BOY.

Had to start all over with a new doc. Same ol questions, same ol xrays, blah, blah, blah. Surgeon comes in, hasn't even stopped moving or introduced himself, and just says "Oh, you no gonna like me today". F#$%ing hell. But maybe it'll be alright, right? I mean, I already KNOW it's bad, and know HOW it's bad. So I "no gonna like him", but I already KNOW, so it's fine.

It Wasn't. F#$%ing. Fine.

Extractions, at least the non-elective kind, are now completely off the table. I no like you? I like you just find, friend-o. You're already improving my situation ten fold. And that lasted all of one second as he advises I don't need 2 root canals, but that I need nine of the motherf#$%ers. NINE. Now I'm sweatin'. Not because of money; in case you haven't picked it up yet, I don't know f$%^-all about money. I'm just remembering all the cringe looks given by anyone I've told and expecting a 5 engine pain train rolling through my face for the foreseeable future. But it's all good news as all teeth can be saved, and though my mouth "isn't looking good" ("Hellscape" was the phrase they were looking for), much of it is reversible, and they have a plan for me, and not only is my mouth gonna feel better, but my entire being is gonna feel fresh and renewed and full of vigor. I'll grow an inch, drop 5 strokes off my golf game, butterflies will alight upon my nose every morning. Yes, it's going to be a grand affair.

I don't know much, but I am at least aware of what Flea posted, that stuff about mouth gunk affecting (if not infecting) your head. With her confirmation, my spirits actually picked up. Plus, it just plain goddamned miserable when literally anything and everything causes you such severe pain, that I'm already mostly over the pain yet to come. I continued asking her about what a root canal entails, and after a bit of laughing at me, it seems the procedure itself will be on par with a normal ol filling. She asked if i spoke to old folks, cuz back in the day they DID used to do them sans anesthetic. And since all my friends are old as F#$%, yup. But they don't do that anymore, so fears assuaged. My only "problem" was that it's now a dead tooth. Might last 40 years, might last 5. /shrug, who knows. But that's OK, I can deal with that. Cross that bridge and all that. So this will be my year of dental health. Suck it up and bang it out, get it all fixed up to "previously loved" status, and then dial back to simple maintenance. I'll used all of my insurance now, then come back at the beginning of '17 to use all of that year... 4-5 months of worry and stress, 2 days of hell, about a week total of ache, and I'm good to f#$%ing go. What an adult I am! All I've gotta do now is meet with the Director of Care, make a plan, and we are good to go.

Stupid. F#$%ing. Boy.

She comes in. I'm smiling. She looks like she needs to tell me I have 5 min to live. She begins going over stuff with that same hesitation, same raised eyebrows like "Jesus f#$%, I'm really sorry", and I feel like shaking her as I'm HAPPY. It's OK, lady person. I already knew, already wrapped head, what info I got has made me feel BETTER, so let's just bang this s#$% out. She tippy taps and types, spins the screen, and there I see the source of the concerned eyebrows. $3,300.

"Where's...?"
"Yes?"
"Where's my cost?"
"That's it" (points to 33)
"Yeah, but... where's what I pay?"
"That IS what you pay."
"What."
"This is what it COSTS" (points to $7,600). Minus $1,000 for your insurance, minus $3,300 that we get for being an in-network provider, and $3,300 is your remainder. You're lucky you got good..."
"Lucky?"
"Yeah, you should see some other people. This really isn't bad. I mean, it IS bad; you really fu... you can't ignore your teeth"

So I sit there in sort of a stunned silence, waiting for my BP to drop so I can see. She continues on being the silver lining, that all my teeth can be saved, that there's payment plans, that we can stretch this out and sort of "pause" the damage to allow for time. We start going through the plan as I settle, tossing info about to see which is more palatable. We got through this year and began the next, how insurance is gonna play, what I should do to maximize, when I have enough of a picture and we're far enough along that I state what was probably, to her, the laugh moment of the f#$%ing year.

"OK, so this year for this and that, then we'll take this and do it in '17?"
"We can, if that's how you wanna play it."
"I think so. I think I can manage that. So just do this, then do that, scrape through this and I'm done?"
"(laughs) Ho! Oh no! That's just for this"
"What is "this"?"
"This on the screen. This just covers the root canal. You still need crowns for them."
"(defeated) Oh. And those...?"
"Oh, they're expensive. (pulls out examples, explains, demonstrates) And those are about $1,000"
"(defeated) A thousand dollars."
"(nods, cringe smile, terse inhale) Each."
"Oh. That's why it's...(does internal math)... wait, ON TOP?!"
"(cringe smile) Yeah."
"So wait. You're fucking tel... you mean to tell me that 33 is, like, "labor", and that doesn't include "materials."
"That's exactly it."
"(defeated) So... 33... a grand each..."
"You're looking round abouts $9,000 for it all, call it $10k"
"(American f#$%ing dollars?!) $10k."
"Yeah"
"Holy shit. Sorry, but,... just... I need a minute"

I take a minute. For what, I don't know. I didn't DO anything with that minute.

"OK, so figure $10k. And that's using ALL my insurance, nothing left, nowhere to pull from..."
"Correct."
"But what about next year? You know, the replenishment. Can I split this so some from this year, and then..."
"But you'll still need it next year."
"I need it NOW lol. I'm not worried about what MIGHT or COULD..."
"But... there's still more."
"More?"
"Yeah, whether you pay now or pay later, it's not gonna..."
"No, no...more? Like,...more WORK?"
"Oh! Ah... yeah. This is just for...2...3...5. 5 teeth"
"FIVE?! FIVE!!!?? And I need..."
"(cringe smile) Yeah"
"So you're telling me... hold on, I need a minute..."


"So you're telling me, that this $3,300 on the screen is actually, all told, $10,000..."
"Yes."
"... which only covers 5 of my teeth..."
"Yes."
"...and I have 4 more than need this exact same thing, so probably another, say $8,000..."
"(nods)"
"And that doesn't even INCLUDE the, what, 17 other teeth that need work?"
"That's what I'm telling you. I know it's a lot....oh, those other teeth! Those are simple. They're just fillings, they won't break yo... well, there ARE a lot..."
"YEAH."
"Yeah."
"So... I'm sorry, I just... head won't work. Basically... I just... (compose. challenge) You just handed me a bill for twenty five thousand dollars."
"(/sigh) I did."

If any of y'all happen upon 19yr old Face, hold him for me, would ya? I'd like to have a word.

Stupid f#$%ing boy.
Be bold and risk defeat, or be cautious and encourage it.
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